Home Mortgage Rates 2024 Calendar. With the federal reserve’s announcement that it will again leave its benchmark lending rate unchanged, the central. Boc considers the midpoint of 0.75% as a reasonable assumption for the neutral rate.

Beyond this year, the group expects mortgage rates to slide to 4.9% by q4 2024. Greg mcbride, bankrate’s chief financial analyst, expects rates to fall gradually throughout the year, reaching 5.75 percent by the end of 2024.